Client Identification
Law Society Practice Rules and Money Laundering Legislation requires that we see appropriate client identification in all cases. The good news is that we can accept identification that has been certified by FSA regulated advisers, provided they have seen the client and original documents. Identification that is scanned over to us is acceptable if it has been certified in this way.
The list below gives you examples of the types of ID we can accept.
Evidence of name:
- Current signed passport
- EEA member state identity card
- Cheque drawn on an account in the name of the client with a bank in the UK
- Residence permit issued by Home Office to EEA nationals on sight of own country passport
- Current UK or EEA photo-card driving licence
- Current full UK driving licence
- Benefit book or notification letter from the Benefits Agency confirming the right to benefits
- Photographic registration cards for self-employed individuals
- Firearms or shotgun certificate
- National identity card containing a photograph of the client
- An entry in a local or national telephone directory confirming name and address
Evidence of address:
(Do not use any of these documents if you have used them as evidence of name)
- Current full UK driving licence
- A recent utility bill or statement, or a certificate from a utilities supplier confirming an arrangement to pay for services on pre-payment terms
- Local council tax bill for current year
- Confirmation from an electoral register search that a person of that name lives at that address
- Bank, building society or credit union statement or passbook containing current address
- A recent original mortgage statement from a recognised lender
- Solicitor's letter confirming recent house purchase or land registry confirmation of address
- Local council or housing association rent card or tenancy agreement
- Benefit book or notification letter from the Benefits Agency confirming the right to benefits
- EEA member state identity card
- Inland Revenue self-assessment statement or tax demand
- House or motor insurance certificate
- An entry confirming name and address in a local or national telephone directory
NB: Occasionally we may have to ask for additional ID to satisfy the lender's requirements. If this is the case we will inform you at the earliest opportunity.
